Privacy Policy | QS Insurance Group LLC

Effective Date: January 1, 2025 | Last Updated: January 1, 2025

Introduction

QS Insurance Group LLC ("Company," "we," "our," or "us"), located at 67 Old Clairton Rd Suite 200, Pittsburgh, PA 15236, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website qsinsurancegroup.com and when you contact us or submit an application for our financial products and services.

Please read this Privacy Policy carefully. By using our website or services, you agree to the practices described in this Policy. If you do not agree, please do not use our website or services.

Information We Collect

Personal Information You Provide

We may collect personal information that you voluntarily provide when you:

Complete our contact or application forms
Send us an email or other communication
Consent to receive SMS or email marketing communications
Request information about our services

This information may include: your full name, email address, phone number, business name, business type, industry, monthly revenue, time in business, funding needs, and any other details you voluntarily submit.

Automatically Collected Information

When you visit our website, certain information may be collected automatically, including your IP address, browser type, operating system, pages visited, time and date of your visit, and referring URL. This information helps us understand how visitors use our site and improve our services.

How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your application for business funding
To contact you regarding your inquiry or application status
To send you information about our financial products and services that may be of interest to you (where you have consented)
To send SMS/text messages where you have expressly consented to receive them
To improve our website, products, and customer service
To comply with legal and regulatory requirements
To protect against fraud and unauthorized activity

SMS / Text Message Communications

SMS Terms & Conditions

If you have opted in to receive SMS communications from QS Insurance Group LLC, the following terms apply:

Program Description: You may receive recurring marketing and promotional SMS/MMS messages from QS Insurance Group LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Costs: Message and data rates may apply. Please check with your wireless carrier for details.
Opt-Out: Reply STOP to opt out of receiving SMS messages at any time. You will receive a confirmation message and no further texts will be sent.
Help: Reply HELP for assistance, or contact us at charles@qsinsurancegroup.com.
Consent: Consent to receive SMS messages is NOT a condition of purchase or obtaining our services.

Sharing of Your Information

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell, trade, rent, or otherwise transfer your personal information to outside parties, except as described below:

Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, conducting our business, or serving our clients, provided those parties agree to keep this information confidential and use it solely for the purpose of providing services to us.
Legal Requirements: We may disclose your information when required by law, court order, or other governmental or legal authority, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business Transfers: In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred as part of the transaction. We will notify you of such a change via email or prominent notice on our website.

We do not sell personal information to third-party data brokers or marketing companies. No mobile opt-in data or SMS consent records are shared with any third parties.

Data Security

We implement appropriate technical and organizational security measures designed to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These measures include SSL/TLS encryption for data in transit, access controls, and secure data storage practices.

While we take reasonable precautions to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

Access: The right to request a copy of the personal information we hold about you.
Correction: The right to request correction of inaccurate or incomplete personal information.
Deletion: The right to request deletion of your personal information, subject to certain exceptions.
Opt-Out of Communications: You may opt out of marketing emails at any time by clicking the unsubscribe link in our emails. For SMS, reply STOP to any message.

To exercise these rights, please contact us at charles@qsinsurancegroup.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. You can control cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain features on our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately at charles@qsinsurancegroup.com and we will take steps to delete such information.

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services following any changes constitutes your acceptance of the revised policy. We encourage you to review this policy periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

QS Insurance Group LLC
67 Old Clairton Rd Suite 200
Pittsburgh, PA 15236
Email: charles@qsinsurancegroup.com