QS Insurance Group LLC — Terms governing use of our website and services
These Terms and Conditions ("Terms") govern your access to and use of the website qsinsurancegroup.com and the services offered by QS Insurance Group LLC ("Company," "we," "our," or "us"), a limited liability company located at 67 Old Clairton Rd Suite 200, Pittsburgh, PA 15236.
By accessing or using our website, submitting an application, or otherwise engaging with our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.
QS Insurance Group LLC provides direct business funding and financial products, including but not limited to working capital loans, equipment financing, revenue-based financing, business lines of credit, and invoice financing to qualified business borrowers.
Our services are available to legally registered business entities operating in the United States. Submission of an application does not guarantee approval or commitment to fund. All funding decisions are made at our sole discretion based on underwriting criteria.
To use our services, you must:
By opting in to receive SMS communications from QS Insurance Group LLC, you agree to the following terms:
You may use our website for lawful purposes related to exploring and applying for our business funding products. You agree not to:
All content on this website, including text, graphics, logos, and design elements, is the property of QS Insurance Group LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
By submitting an application or any information through our website, you represent and warrant that all information you provide is true, accurate, current, and complete. Providing false, misleading, or incomplete information may result in denial of your application and may expose you to legal liability.
We reserve the right to verify any information you provide and to conduct credit and background checks as permitted by applicable law and as necessary to evaluate your application.
OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that: (a) the website will be uninterrupted or error-free; (b) defects will be corrected; (c) the website or the server that makes it available are free of viruses or other harmful components; or (d) the results of using the website will meet your requirements.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, QS INSURANCE GROUP LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR WEBSITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability for any claims arising under these Terms shall not exceed the amount you paid to us, if any, in the three months preceding the event giving rise to the claim.
You agree to indemnify, defend, and hold harmless QS Insurance Group LLC and its officers, directors, employees, agents, and successors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of our website or services; (b) your violation of these Terms; or (c) your violation of any third-party rights.
Our website may contain links to third-party websites that are not owned or controlled by QS Insurance Group LLC. We have no control over the content, privacy policies, or practices of third-party websites and assume no responsibility for them. We encourage you to review the terms and privacy policies of any third-party sites you visit.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Allegheny County, Pennsylvania.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.
If you have questions or concerns about these Terms, please contact us at:
QS Insurance Group LLC
67 Old Clairton Rd Suite 200
Pittsburgh, PA 15236
Email: charles@qsinsurancegroup.com